I’ve just had the best banking experience of my life!

Having to shovel cash around manually usually means a taped queue and a cashier. But the new-looking HSBC at Holburn takes the ATM principle to its logical conclusion: a proper bank, with people standing around to help if you need them, but all it contains is a lorryload of machines. Pay in, take out, and various other terminals for basically every banking service you’d ever want. Arranged in comforting swerves rather than stern horizontal rows. Three transactions, about two minutes, job done. Perfect.

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